If you are applying for a mortgage or other form of credit then checking your credit report can be a very good idea. Even if you are not applying for credit, you may be interested to know what financial information is recorded about you:
Why order your Credit Report?
Speak to a Smaart Associates Mortgage Broker:
Need some advice? Request a call back from one of our expert advisers
Applying for a Mortgage?
If you are applying for a mortgage, Smaart Associates recommend that you obtain a copy of your credit report before any enquiries are made with a mortgage lender. Obtaining your credit report may assist you in providing accurate information to the mortgage lender as part of your application and will also give you an opportunity to check the information held about you is correct.
Your credit report will include information, which includes:
- Public records: electoral roll information, court judgments, individual voluntary arrangements and bankruptcies
- Information provided by lenders and financial institutions: credit accounts, credit applications and financial associations
Checking the Information held about you: You have the right to view the information contained in your credit report and to make sure it is accurate. If you find errors within your report, you can apply to have the errors corrected. Credit Monitoring Services: Monitoring the information added to your credit report is very worthwhile. Various companies offer credit monitoring services and these often allow you to order a copy of your credit report whenever you want. Ordering your Credit Report: Obtaining a copy of your credit report or signing up to a credit monitoring service is very easy. Simply click on any of the services on this page. Smaart Associates have no control over the information provided by third party websites and take no responsibility and accept no liability for the content of third party websites or any subsequent links you may follow. |
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Talk to us
Call our friendly team and we will help you find your ideal mortgage.
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Important Information
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Smaart Associates is authorised and regulated by the Financial Services Authority and is entered on the FSA Register (www.fsa.gov.uk/register) under reference 300530. The FSA does not regulate credit cards, personal loans or some investment mortgage contracts. Some Buy To Let mortgages are regulated by the Consumer Credit Act (CCA).
By following some of the links from this site you may be directed to services provided by a third party. Where this occurs we are not responsible for the information provided and accept no responsibility for its accuracy.
Smaart Associates Limited is registered in England No: 4325522. Loans are subject to status, type and value of property. Insurance may be required. Minimum age 18.
The guidance contained within this website is subject to the UK Regulatory regime and is therefore primarily restricted to consumers based in the UK.
Head office:
Smaart Associates Limited
Sandy Farm Business Centre,
The Sands,
Farnham, Surrey,
GU10 1PX
Registered office: 6a Dickensons Place, London, SE25 5HL
Meetings by appointment only
Telephone calls may be recorded for training and monitoring purposes
As a mortgage broker we receive a fee from lenders with whom we place mortgage business. We arrange mortgages from £40,000 upwards with no broker fee as we keep the commission paid to us by the mortgage lender.