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We arrange BTL mortgages with lenders who work with Mortgage Brokers, including:

  • BM Solutions
  • Bank of China
  • Buckinghamshire B/Soc
  • Cambridge B/Soc
  • C&G
  • Coventry B/Soc(Godiva)
  • Ecology B/Soc
  • Hinckley & Rugby
  • Leeds B/Soc
  • Lloyds TSB Scotland
  • National Counties
  • Northern Rock
  • Nottingham
  • Platform
  • Principality
  • The Mortgage Works
  • Ulster Bank
  • Woolwich

Why use Smaart Associates to arrange your BTL mortgage?

  • We arrange mortgages from £40,000 upwards with No Broker Fee
  • Apply for your mortgage before 3.00pm and we are often able to provide a same day decision
  • We are whole of market brokers and also have access to broker exclusive deals*
  • We have access to Buy to Let mortgages with no minimum income criteria
  • We can help with urgent applications including pre approval for Auction purchases
  • Your dedicated broker will look after your application from start to finish

Smaart Associates offer expert advice to property investors looking for buy to let mortgage finance. We research the whole market to find the best terms and usually have access to exclusive products that may not be available with some other brokers. 

Your dedicated adviser will reduce the time and hassle in applying for a mortgage by dealing with the lender throughout the application process.

Remember, our service is impartial, we work for you not the lender.

Talk to us

Call us on 0800 756 9556
or Click Here to request a call back

Buy to Let Mortgages

General Mortgage Availability:

Dependent on your financial and personal situation you may have access to the following products:

  • 75% Loan to Value Mortgages
  • Remortgages up to 75%
  • Broker Exclusive Interest Rates
  • Mortgages for First Time Landlords
  • Fixed, Tracker, Variable and Discounted mortgage products

Specialist Products:

We are pleased to be able to source mortgages in the following areas:

  • Limited Company BTL mortgages
  • Mortgages with No Early Repayment Charges
  • Product Transfers
  • HMO BTL Mortgages
  • Light refurbishment finance
  • No minimum income BTL mortgages
  • Flats over five stories
  • Property next to or over commercial premises
Impartial Advice

For impartial advice
Call us on 0800 756 9556
or Click Here to request a call back

* Broker Exclusive mortgage products are those available via a limited number of mortgage brokers.

As a mortgage broker we receive a fee from lenders with whom we place mortgage business. We arrange mortgages from £40,000 upwards with no broker fee as we keep the commission paid to us by the mortgage lender.

Talk to us
Talk to us

Call our friendly team and we will help you find your ideal mortgage.

Call us on 0800 756 9556
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Important Information

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Smaart Associates is authorised and regulated by the Financial Services Authority and is entered on the FSA Register (www.fsa.gov.uk/register) under reference 300530. The FSA does not regulate credit cards, personal loans or some investment mortgage contracts. Some Buy To Let mortgages are regulated by the Consumer Credit Act (CCA).

By following some of the links from this site you may be directed to services provided by a third party. Where this occurs we are not responsible for the information provided and accept no responsibility for its accuracy.

Smaart Associates Limited is registered in England No: 4325522. Loans are subject to status, type and value of property. Insurance may be required. Minimum age 18.

The guidance contained within this website is subject to the UK Regulatory regime and is therefore primarily restricted to consumers based in the UK.

Head office:
Smaart Associates Limited
Sandy Farm Business Centre,
The Sands,
Farnham, Surrey,
GU10 1PX

Registered office: 6a Dickensons Place, London, SE25 5HL

Meetings by appointment only

Telephone calls may be recorded for training and monitoring purposes