Welcome to Smaart Associates...

Our experienced adviser's research and recommend the mortgage best suited to your individual situation, we then deal with the mortgage lender on your behalf throughout the entire mortgage application process.

The mortgage market has changed over the last couple of years and fewer mortgages are available, lenders are also more cautious with their lending. Smaart Associates will provide the expert advice you need with No Broker Fee*

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First Time Buyer
First Time Buyer
Buying your first home should be exciting and the process doesn’t need to be daunting. Your Smaart Associates Adviser will help you throughout the process.
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Moving Home
Moving Home
We understand that moving home can be a stressful experience, this is why your Smaart Associates mortgage adviser works so hard to make the mortgage application process as simple as possible.
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Remortgage
Remortgage
If you're coming to the end of your current mortgage deal with your current lender or are paying the lenders standard variable rate, you might want to consider switching your mortgage. We have access to a wide range of competitive remortgage products.
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Buy-to-Let Mortgage
Buy-to-Let Mortgage
Whether you’re already a landlord and hunting for your next investment property or a first time investor, we will help you find the best borrowing terms in the market.
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Today's Top Mortgage Products
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Top Mortgage Products:
The mortgage data provided shows products available based on the criteria you have entered or selected. We may have access to other arrangements that are not displayed. This information should not be considered advice or recommendation.
Please call us on 0800 756 9556 to discuss your mortgage requirements or to request a key facts illustration.
Top Products
Broker Exclusive Mortgage Products:
Smaart Associates may have access to additional mortgage products that are exclusively available through mortgage brokers, these products are not featured on this website so please contact us directly for further information. Enquire Enquire
 

Let us arrange your mortgage for you

When it comes to finding your ideal mortgage, there is no substitute for expert advice:
When you ask Smaart Associates to help find your ideal mortgage, we will research the whole mortgage market for you. Our service doesn't stop when we recommend a mortgage, we also deal with the application and you will have your own dedicated adviser supporting you through the process.

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Talk to us
Talk to us

Call our friendly team and we will help you find your ideal mortgage.

Call us on 0800 756 9556
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Important Information

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Smaart Associates is authorised and regulated by the Financial Services Authority and is entered on the FSA Register (www.fsa.gov.uk/register) under reference 300530. The FSA does not regulate credit cards, personal loans or some investment mortgage contracts. Some Buy To Let mortgages are regulated by the Consumer Credit Act (CCA).

By following some of the links from this site you may be directed to services provided by a third party. Where this occurs we are not responsible for the information provided and accept no responsibility for its accuracy.

Smaart Associates Limited is registered in England No: 4325522. Loans are subject to status, type and value of property. Insurance may be required. Minimum age 18.

The guidance contained within this website is subject to the UK Regulatory regime and is therefore primarily restricted to consumers based in the UK.

Head office:
Smaart Associates Limited
Sandy Farm Business Centre,
The Sands,
Farnham, Surrey,
GU10 1PX

Registered office: 6a Dickensons Place, London, SE25 5HL

Meetings by appointment only

Telephone calls may be recorded for training and monitoring purposes

*Our service is usually available with no broker fee. We arrange mortgages from £75,000 to £5,000,000 with no broker fee as we keep the commission paid to us by the mortgage lender. At our discretion we are able to arrange mortgages below £75,000 subject to an administration fee of £149; we also keep the commission paid to us by the mortgage lender. Where a mortgage lender does not pay us a commission, we may still be able to process your mortgage application subject to a typical administration fee of £399.